Our bank account was created in Texas, because that's where we lived when we got married and created a joint account. Yesterday we stopped by a local branch to deposit a check and it came up that we had just moved here from Texas. The teller suggested that we might want to speak with the manager about some possible reasons why we may need to change our bank account locations to be based in Washington rather than Texas. So, we figured we'd talk to the manager just to see if there was any good reason to. The manager explained that accounts in some states may get certain fees that Washington would not apply (which doesn't matter because we don't pay any fees) and that in cases of fraud it may be easier to deal with if our account is based in Washington. Anyway, he took like 5 minutes to explain this and basically all it told me was that we didn't need to change our account, especially since we'd have to get a new account number. Anyway, it's good to know that it doesn't matter if our account is still out of state. I don't want to get new checks either because we never write checks and getting new ones sounds annoying.